SimpleCalc Blog

Guides, Tips &
How-Tos

Page 16 of 18

ROI calculator comparing two investment opportunities
How-To Guides|10 min read

How to Use Our ROI Calculator for Smart Decisions

Enter your investment cost and return to calculate ROI as a percentage. Compare multiple investments side by side to make data-driven financial decisions.

24 Apr 2025Read more
Model house with UK government building in background
Mortgage & Home Buying|11 min read

Help to Buy and Shared Ownership: Are They Worth It?

Government home buying schemes promise to make housing affordable, but there are hidden costs. We break down the true cost of Help to Buy and Shared Ownership.

23 Apr 2025Read more
Close-up of a mortgage statement with annotations
Mortgage & Home Buying|7 min read

How to Read Your Mortgage Statement

Your annual mortgage statement contains vital information about your balance, interest paid, and overpayment allowance. Here is how to understand every line.

22 Apr 2025Read more
Two workout types compared side by side with calorie burn data
Health & Fitness|9 min read

HIIT vs Steady-State Cardio: Which Burns More Fat?

Compare high-intensity interval training and steady-state cardio for fat loss. Understand the afterburn effect, time efficiency, and which method suits your goals.

21 Apr 2025Read more
Resting body diagram showing energy expenditure areas
Health & Fitness|9 min read

Understanding Basal Metabolic Rate and Why It Matters

Your BMR is the number of calories your body burns at rest. Learn what influences it, how to calculate it with our TDEE calculator, and how to boost your metabolism.

20 Apr 2025Read more
Date difference calculator showing result in multiple units
How-To Guides|10 min read

How to Use Our Date Difference Calculator

Find the exact number of days, weeks, months, or years between any two dates. Perfect for calculating notice periods, project timelines, and age differences.

19 Apr 2025Read more
Organised receipts for business expense claims
Tax & Business|12 min read

What Expenses Can You Claim Through a Limited Company?

Limited company directors can claim a wide range of legitimate business expenses. Learn what HMRC allows, from travel and equipment to accountancy fees and insurance.

18 Apr 2025Read more
Passport with tax residency information documents
Salary & Employment|10 min read

Working Overseas: How Expat Tax Works

Moving abroad for work has complex tax implications. Understand residency rules, double taxation treaties, and whether you still owe UK or US tax while working overseas.

17 Apr 2025Read more
Clock being adjusted for daylight saving time
Date, Time & Productivity|9 min read

Daylight Saving Time: When Clocks Change and How It Affects You

Clocks spring forward and fall back at different dates worldwide. Know when the changes happen and use our timezone converter to avoid scheduling confusion.

16 Apr 2025Read more
Person cutting a mortgage document in half with scissors
Mortgage & Home Buying|10 min read

Paying Off Your Mortgage Early: Penalties and Strategies

Early repayment charges can eat into your savings if you pay off your mortgage too soon. Learn when you can overpay penalty-free and the best payoff strategies.

15 Apr 2025Read more
Car odometer with mileage log book on dashboard
Tax & Business|11 min read

Mileage Allowance: How to Claim for Business Driving

HMRC allows 45p per mile for the first 10,000 business miles. Learn what qualifies as business driving, how to keep a mileage log, and calculate your claim.

14 Apr 2025Read more
Graph showing regular investments buying at different price points
Investment & Retirement|9 min read

How Dollar-Cost Averaging Reduces Investment Risk

Investing a fixed amount regularly means you buy more shares when prices are low and fewer when high. See how this strategy smooths returns and reduces timing risk.

13 Apr 2025Read more
Calorie deficit calculator with goal weight settings
How-To Guides|11 min read

How to Use Our Calorie Deficit Calculator

Set your weight loss goal and timeline to calculate the daily calorie deficit needed. Our calculator shows safe deficit levels and estimated weekly weight loss.

12 Apr 2025Read more
Tip calculator splitting a restaurant bill between friends
How-To Guides|11 min read

How to Use Our Tip Calculator for Dining Out

Calculate tips for any bill amount, split between any number of people, and choose your tip percentage. Perfect for dining out in the US where tipping 15–20% is the customary restaurant standard#United_States).

11 Apr 2025Read more
Part-time schedule with holiday entitlement calculation
Salary & Employment|8 min read

How to Calculate Holiday Pay for Part-Time Workers

Part-time workers are entitled to pro-rata holiday pay based on their hours. Calculate your entitlement accurately and ensure your employer is paying you the correct amount.

10 Apr 2025Read more
Tax bill being reduced with allowance and relief arrows
Money-Saving Tips|9 min read

How to Reduce Your Tax Bill Legally

From maximising pension contributions to using ISA allowances, there are many legal ways to reduce your tax burden. A practical guide to tax-efficient planning.

9 Apr 2025Read more
Pregnancy timeline showing baby growth stages by trimester
Pregnancy & Family|10 min read

Pregnancy Week by Week: What to Expect Each Trimester

Track your pregnancy journey from conception to birth. Learn what is happening with your baby and your body each week and key milestones to look out for.

8 Apr 2025Read more
Stack of pound coins next to property paperwork
Mortgage & Home Buying|8 min read

Stamp Duty Guide: How Much Will You Pay?

Calculate your stamp duty bill for properties in England, Wales, Scotland, and Northern Ireland. Includes first-time buyer relief and additional property rates.

7 Apr 2025Read more
Green investment portfolio with ethical company logos
Investment & Retirement|9 min read

Ethical Investing: Growing Wealth Without Compromising Values

ESG and ethical funds let you invest according to your values. Explore the options, compare returns with mainstream funds, and find ethical investments that perform.

6 Apr 2025Read more
Scale comparing minimum wage and living wage amounts
Salary & Employment|10 min read

National Minimum Wage vs Living Wage: The Difference

The UK has both a National Minimum Wage and a National Living Wage, plus the Real Living Wage. Understand the rates, who qualifies, and what employers must pay.

5 Apr 2025Read more
Thermostat being adjusted with energy saving tips
Money-Saving Tips|8 min read

10 Ways to Cut Your Utility Bills Without Sacrificing Comfort

Small changes to how you heat, light, and use water at home can save hundreds per year. Practical tips that reduce energy bills without making you uncomfortable.

4 Apr 2025Read more
Suitcase with countdown display showing days until departure
Date, Time & Productivity|6 min read

Holiday Countdown: Track Days Until Your Next Trip

Build excitement for your holiday by watching the countdown tick down. Set up a countdown for any trip and use the remaining time to plan your itinerary.

3 Apr 2025Read more
Person comparing mortgage deals on laptop at home
Mortgage & Home Buying|10 min read

When Should You Remortgage? A Complete Guide

Learn the best times to remortgage, how to compare deals, and when switching your mortgage could save you hundreds per month on your repayments.

2 Apr 2025Read more
American home with FHA approved stamp graphic
Mortgage & Home Buying|9 min read

FHA Loans Explained: Low Down Payment Home Buying in the US

FHA loans let American buyers purchase a home with just 3.5% down. Learn the requirements, mortgage insurance costs, and whether an FHA loan is right for you.

1 Apr 2025Read more