Guides, Tips &
How-Tos
Page 17 of 18
Ethical Investing: Growing Wealth Without Compromising Values
ESG and ethical funds let you invest according to your values. Explore the options, compare returns with mainstream funds, and find ethical investments that perform.
National Minimum Wage vs Living Wage: The Difference
The UK has both a National Minimum Wage and a National Living Wage, plus the Real Living Wage. Understand the rates, who qualifies, and what employers must pay.
10 Ways to Cut Your Utility Bills Without Sacrificing Comfort
Small changes to how you heat, light, and use water at home can save hundreds per year. Practical tips that reduce energy bills without making you uncomfortable.
Holiday Countdown: Track Days Until Your Next Trip
Build excitement for your holiday by watching the countdown tick down. Set up a countdown for any trip and use the remaining time to plan your itinerary.
When Should You Remortgage? A Complete Guide
Learn the best times to remortgage, how to compare deals, and when switching your mortgage could save you hundreds per month on your repayments.
FHA Loans Explained: Low Down Payment Home Buying in the US
FHA loans let American buyers purchase a home with just 3.5% down. Learn the requirements, mortgage insurance costs, and whether an FHA loan is right for you.
Pension Tax Relief: Free Money From the Government
The government adds 20-45% tax relief to your pension contributions. See how much free money you receive at each tax band and the annual limits you can contribute.
How to Calculate the Real Return on Your Investments
Nominal returns look impressive but inflation and fees eat into them. Learn to calculate your real, after-inflation return to understand your true wealth growth.
Back-to-School Countdown: Days Until the New Term
Track the days remaining until school starts to plan shopping, schedules, and routines. Use our date countdown to make sure you are prepared for the new academic year.
Tax-Free Allowances You Should Know About in the UK
Beyond the personal allowance, the UK offers tax-free allowances for savings interest, dividends, capital gains, and trading income. Make sure you claim them all.
How the Tax-Free Trading Allowance Works
The £1,000 trading allowance lets you earn small amounts tax-free without registering for self-assessment. Understand what counts, when you exceed it, and your obligations.
Pregnancy After 35: Risks, Benefits, and What to Know
More women are having babies after 35 than ever before. Understand the real risks based on data, the benefits of waiting, and steps to optimise your health.
Mortgage Pre-Approval: What It Is and Why You Need It
A mortgage pre-approval tells estate agents and sellers you are serious. Learn how to get one, how long it lasts, and what documents you need to provide.
Limited Company vs Sole Trader: Tax and Legal Differences
Choosing between a limited company and sole trader affects your tax bill, liability, and paperwork. Compare both structures to find the best fit for your business.
Part-Time vs Full-Time: Calculating the Pro-Rata Salary
Moving to part-time work means your salary is calculated pro-rata. Learn how to work out your reduced pay, holiday entitlement, and pension contributions accurately.
How to Use the Pomodoro Technique With a Timer
The Pomodoro technique uses 25-minute focused work sessions followed by short breaks. Learn the method, set up your timer, and boost your daily productivity.
How to Use Our Percentage Calculator
Calculate percentages of any number, find percentage increases or decreases, and work out what percentage one number is of another. Essential everyday math made easy.
How Much Should You Be Saving Each Month?
Financial experts recommend saving 20% of your income, but is that realistic? Discover a savings target that matches your age, income, and goals.
Workplace Pension vs Personal Pension: Key Differences
Your workplace pension comes with employer contributions but limited choice. A personal pension offers flexibility but no employer match. Compare both options in detail.
Body Fat Percentage: What the Numbers Mean for Your Health
Body fat percentage is a better health indicator than weight alone. Learn the healthy ranges for men and women, how to measure it, and what your results mean.
UK Income Tax Explained: Bands, Rates, and Allowances
A clear guide to UK income tax including personal allowance, basic, higher, and additional rate bands. Use our salary calculator to see your exact tax breakdown.
How to Calculate Your Retirement Number
Your retirement number is the total you need saved to fund your lifestyle. Use the 4% rule and our calculator to find yours based on your expected annual spending.
Inheritance Tax Planning: Reduce What Your Family Owes
Inheritance tax at [40% above the £325,000 nil-rate band](https://www.gov.uk/inheritance-tax) can significantly reduce what you leave behind. Learn about the [residence nil-rate band](https://www.gov.uk/guidance/inheritance-tax-residence-nil-rate-band), exemptions, gifts, and trusts that can legally reduce the IHT bill.
UK vs US Salary: How Far Does Your Money Go?
A £50,000 UK salary and a $65,000 US salary are not equal after tax, healthcare, and living costs. Compare like-for-like take-home pay across the Atlantic.