US Salary & Take-Home Pay Calculator

Salary Calculator (US)
Estimate your take-home pay after federal income tax and FICA contributions.
Understanding Your US Federal Take-Home Pay

Your net salary is what remains after Federal income tax, FICA contributions (Social Security and Medicare), and any state or local withholdings.

⚠️ State & Local Taxes Excluded

This calculator only computes Federal taxes. Depending on where you live (e.g., NY, CA), your actual take-home pay could be 5% to 10% lower than shown here. States like Texas, Florida, and Washington have no state income tax.

FICA: Social Security & Medicare

Social Security is taxed at 6.2% on income up to the annual wage base ($168,600 for 2024). Medicare is taxed at 1.45% on all income. High earners ($200k+) are also subject to an Additional Medicare Tax of 0.9%, which our calculator includes.

Logic & Assumptions

  • 2024 Brackets: Uses the latest IRS progressive tax brackets (10% to 37%).
  • Single Filer: Projections assume a Single filing status.
  • Standard Deduction: Automatically applies the 2024 deduction ($14,600) to find your taxable income.
  • No Pre-tax Deductions: Does not account for 401(k) contributions or health insurance premiums, which would further reduce your taxable income.